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Illinois law call for that all state residents who own some motor vehicle obtain liability insurance. For drivers with bad driving records unable to get insurance through the voluntary insurance marketplace, the state created an assigned liability system called the Illinois Automobile Insurance policy Plan. This plan asks the participation regarding all licensed vehicle insurers. A nonprofit organization, Auto Insurance policy Plans Supports Office (AIPSO), administers this plan to Illinois.

Trouble: Moderately Simple Instructions

Things You'll Need:

Driver's license

1 Gather documents needed for purchasing automobile insurance. At minimum, you will need any valid driver's license for each insured driver and a current registration card for each vehicle. If you completed a defensive driving class, get a copy of your certificate regarding completion.

2 Go to the office of an insurance policy broker licensed to market vehicle insurance with the Illinois Department of Insurance policy. All brokers and agents license to sell car insurance in Illinois are allowed to submit applications to the Illinois Automobile Insurance Plan.

3 Finished the application for the Illinois Automobile Insurance policy Strategy at the broker's workplace. Based on the data you provide on the application, the broker will work out your insurance premium. Coverage beneath the Illinois Insurance Strategy will be effective immediately upon you producing your first payment.

Suggestions & Warnings

Exhaust all possibilities in the standard insurance market first, since rates for the Illinois Insurance policy Plan are typically better.